Face Lift Punta Gorda Florida with Dr. Michael Stampar

Look Younger At Any Age with Pellevé and Sculptra® Aesthetic

By Michael Stampar, D.O.

How, after 21 years in facial plastic surgery, can Dr. Michael Stampar guarantee a more youthful appearance in just one day, without pain or downtime, whether you are 27 or 77? Aging causes a gradual loss of soft tissue volume and collagen support in the face, resulting in flattening, softening and eventual sagging of the skin. The soft tissues over high cheekbones flatten, eyes become “puffy” and tired looking and the normal youthful, rounded curves of the midface are replaced with lines, grooves and hollows. When surgical procedures are done without considering volume loss and collagen restoration, a patient's skin will look smoother and tighter for a short time, but not younger! To truly make the majority of aging faces look 5–10 years younger at any age, firming and smoothing the skin envelope and restoring soft tissue volume loss is key. The most painless, reliable and longest-lasting procedure to do so  involves combining non-surgical, deep, thermally induced skin tightening using the Pellevé skin tightening and wrinkle reduction procedure with true natural collagen volume restoration by injecting deficient areas with Sculptra® Aesthetic. Over the past four years, Stampar has  perfected this combined approach to the aging face, training other specialists and treating hundreds of patients of all ages without major complications or a single revision. He has perfected the Pellevé procedure to reliably and painlessly smooth and tighten facial and neck skin, with the results lasting for two years or more. For patients looking to reverse or stall the facial aging process, Pellevé serves as the cornerstone for maintaining facial firmness, smoothness and collagen retention. The procedure's results are immediate and improve over months, with one to three treatments lasting 18–36 months. If maintained every 18– 24 months, the results are never fully lost and require only touch-up procedures to maintain a more youthful look, especially when combined with  Sculptra® treatments. Sculptra® Aesthetic provides true volume restoration resulting from new collagen formation that has been observed to last longer than any artificial filler or fat, with 80 percent persisting after two years. Sculptra®is placed artistically in small amounts, allowing for accurate restoration

regardless of the location, shape or severity of the soft tissue inadequacy. Through these two procedures, Stampar can truly sculpt your facial tissues, with the Pellevé wand firming skin and erasing wrinkles and the Sculptra® injections restoring your natural, more youthful facial shape. Radiesse®, another type of soft tissue filler, can also be used in volume restoration and line filling for more immediate results in appropriate patients.

 “Although a well-performed facelift can take years off advanced aged faces, nothing restores or retains a person’s prior natural, more youthful appearance like volume restoration does," Stampar said. "Most of us age by 'deflation and descent.' The combination of non-surgical skin tightening with Pellevé and Sculptra® Aesthetic volume restoration has allowed me to make my patients look younger at any age. After all, most of us just want to look a little more like we used to. As I say, 'Pick an age and stick with it!'"

For a free consultation, call Dr. Stampar at 941-205-3030 or visit http://www.lookyoungeratanyage.com

Self Healing Mind Body Spirit Connection Kristina Blasen

Time for Radical Change

By radicalchange

In June I swore to myself I was never going to let another birthday go by where I didn’t have a party or some great plan or someone fun to hang out with. I can’t tell you how many June’s I’ve made that promise to myself- the promise that I was going to change so that by the time the next year came around and another birthday passed things would be different- definitely that I’d have more friends, more fun, maybe some presents or cards from someone besides my grandma and my car insurance company.

Now, everything bad in my life is not my ex-husbands fault. I was either a passive participant or chose not to do anything for a very long time about things I knew needed to change. I’m come to the realization that NOT DOING ANYTHING can become a very terrible habit. It is very alluring, especially when you are always operating from a place where you are tired, sad, lonely, feeling depressed and unable to see how change could ever make things better anyway. The big thing is to work hard to change the default setting in my mind from NOT DOING ANYTHING to DOING SOMETHING even if it is just something small and it’s nearly all that really needs to be done to fix the problem- it is still something which is way more than nothing ever is.

I’ve gotten more done to CHANGE myself and how I feel inside in a few months using this method than I was able to do in years before. It used to be that when I decided that things were horrible and needed to change I’d go on a big crusade to change everything all at once. Most of the time this lasted a day or a week or a month, but the big change never stuck. Eventually things would drift back down to basically the way they used to be whether it was the state of the house, my weight, not taking any time to do anything fun.

Visit: http://tgblogsite.com/kristinablasen/

My life’s journey is about helping others to realize their potential, to mentor others and encourage their dreams to become reality, to help others grow, to offer counsel and support, to offer a helping hand and is realized by being a catalyst for change.

 

Kristina Blasen is a transformative life coach working with clients nationwide. She specializes in working with teens and adults to help them discover their life purpose and create a plan to turn their dreams into reality. She believes strongly in radical change! Do you need radical change in your life? She may be reached at: the.next.level.life.coach@gmail.com

Wink's Old Town Grill All-You-Can-Eat Alaskan Crab Legs Tues

Model Mayhem Loriana Warnelo interview

Loriana Warnelo the next VS model?

An Interview with Model Loriana Warnelo

 

http://www.lorianawarnelo.com

 

By Barry Moser, Manhattan, New York

 

I had the pleasure of interviewing what looks like the next major hot lingerie/bikini model of 2010, Loriana Warnelo in Manhattan this week.

My first question was how would you feel about being the next VS model? With a laugh, she said “Are you kidding? That would be awesome”. As I fired off my list of

questions, the one thing I noticed was the straight forwarded answers she gave.  No fluff, no embellishment, just honest answers from a

humble person. Not what I am used to seeing in this business.

 

Q1:  Where have you been?

A:    Laughing she says “working, of course. There is no such thing as an overnight success. I’ve been modeling for a long time now.”

 

Q2:  How do you keep in shape?

A:    I work out 4 times a week. For me, it’s about being toned and healthy, not just thin. And yes, it’s hard work. There is no way to keep fit without eating

        healthy and working out, I’m not going to lie.

 

Q3:  You look like you really take care of your skin. What do you do?

A:     I am a huge advocate of drinking water. The only other things I drink are coffee and red wine. I’m Italian, you know, I was raised on red wine, (laughing). Being

         raised in Florida, I was always at the beach. Now, when I do have time to lay by my pool or go to the beach, I use lots of sunblock on my face and wear

         a hat.

 

Q4:   Eating habits?

A:     My motto with everything I do is always “everything in moderation.” I eat pretty clean. I love chicken and fish. Vegetables and fruit. However, I do love my pizza and

         chocolate.

 

Q5:   What’s your future plans? Upcoming events?

A:     I don’t take anything for granted. I’ve worked very hard to get where I am. I think I have a very high work ethic. I have done some acting and I would like to maybe relocate to LA and pursue acting along with modeling. I do have a swimsuit video due out in June.

 

I don’t know about you, but I look forwarded to seeing Loriana in either a Victoria’s Secret spread or what about a Sports Illustrated Swimsuit Issue? To see Loriana’s portfolio visit:

http://www.lorianawarnelo.com

Englewood Florida A Plumber for Less changed its phone 941-473-6117

A Plumber for Less offers Tips: What to do in a plumbing emergency! Call 941-473-6117

Plumbing Emergency Procedures
In a plumbing emergency, you'll need to stop the flow of water quickly. To do this, you and each member of your family needs to know the location of the shutoff valve for every fixture and appliance, as well as the main shutoff valve for the house, and how they operate.

     (1,) If the emergency involves a specific fixture or appliance, first look for its shutoff valve and turn it clockwise to shut off the water to that fixture or appliance only.
 
     (2.) The valve is usually located underneath a fixture such as a sink or a toilet, or behind an appliance, such as a clothes washer, at the point where the water supply pipe (or pipes) connects to it.

     (3.) If the problem is not with a particular fixture or appliance, or if there's no shutoff valve for the fixture or appliance, use the main shutoff valve to turn off the water supply to the entire house.  Usually found outside on the side of the house.

     (4.) You'll find the main shutoff valve on the inside or outside of your house where the main water supply pipe enters.

     (5.) In mobile homes, look just inside the skirting wall in the crawl space underneath.

     (6.) Turn the valve clockwise to shut it off.

     (7.) Professional Tip If you need a wrench to turn the valve, keep one, specially labeled near the valve so it's handy.

     (8.) If the main shutoff valve itself is defective and needs to be repaired, call your water company; they can send someone out with the special tool that's required to shut off the water at the street before it reaches the valve.
 

A Leaking or Broken Pipe
     (1.) Turn off the main shutoff valve to prevent water damage.
    
     (2.) Make temporary repairs to stop the leak.
    
     (3.) The pipe will have to be replaced as soon as it's convenient to do so.

A Steaming Hot Water Faucet
     (1.) Open all the hot water faucets to relieve the overheated hot water heater.
    
     (2.) Turn off the gas or electric supply to the heater.
    
     (3.) Let the faucets run until cold water flows from them (this indicates the water in the heater is no longer overheated).
    
     (4.) Turn off the faucets.
    
     (5.) Call in a professional to make any necessary repairs to the heater's thermostat and pressure relief valve.

A Faucet That Won't Shut Off
     (1.) Immediately turn off the water at the fixture shutoff valve underneath the sink.
    
     (2.) If there's no valve there, turn off the main shutoff valve.
    
     (3.) Repair the faucet or, if necessary, replace it.

A Stopped-Up Sink
     (1.) Shut off any faucet or appliance (such as dishwasher) that's draining into the sink.
    
     (2.) Unclog the sink using a plunger or snake.
    
     (3.) DON'T use a chemical drain cleaner if the blockage is total.

 

http://www.aplumberforless.com Joe Collini Licensed Master Plumber 941-473-6117

Wink's Old Town Grill Englewood, Florida Steak and Seafood Breakfast, Lu...

Ask Tami about short sales and foreclosures in Englewood

http://www.asktamiabouthafashortsales.info If you are facing foreclosure and want to understand the alternative, you should ASK TAMI. I am a licensed real estate professional in Southwest Florida. I have studied the foreclosure procedures in Sarasota and Charlotte County and I have good news. You don’t have to lose your home to foreclosure. There are many alternatives available now that were not available just last year.  For example, as of April 5, 2010, there is a new program called HAFA that help you the homeowner use the option of short sale or deed in lieu of foreclosure to help save your home and/or save your credit.

Here are just a few ideas about the new short program.

This is directly from the Making Home Affordable information site. http://www.realtor.org/government_affairs/short_sales_hafa

What is "Making Home Affordable" all about?
The Making Home Affordable Program is part of the Obama Administration's broad, comprehensive strategy to get the economy and the housing market back on track. The Making Home Affordable Program offers strong options for homeowners: (1) refinancing mortgage loans through the Home Affordable Refinance Program (HARP), (2) modifying first and second mortgage loans through the Home Affordable Modification Program (HAMP) and the Second Lien Modification Program (2MP) and (3) offering other alternatives to foreclosure through the Home Affordable Foreclosure Alternatives Program (HAFA).

 

 In early 2009, the National Association of REALTORS® (NAR) urged the U.S. Treasury Department, the Federal Housing Finance Agency, Fannie Mae and Freddie Mac to improve the short sales process.

NAR’s concerns were first addressed on May 14, 2009, when the Obama Administration announced the outline of a program to provide incentives and uniform procedures for short sales and deeds-in-lieu of foreclosure (DIL) under the Making Home Affordable Program.

 

The Obama Administration released guidelines and uniform forms for its Home Affordable Foreclosure Alternatives Program (HAFA) on November 30, 2009 and released an updated version on March 26, 2010. April 5, 2010 was the effective date for the program.

Modified HAFA rules for loans owned or guaranteed by Fannie Mae or Freddie Mac were still being developed as of April 28, 2010 (check www.realtor.org/shortsales for updates). HAFA does not apply to FHA or VA loans.

 

http://www.asktamiabouthafashortsales.info

 

 

About HAFA

HAFA is a program primarily designed for homeowners who are unable to stay in their home even with a loan modification under the Home Affordable Modification Program (HAMP). Under HAFA, homeowners may be able to avoid a foreclosure by selling the home as a “short sale” (where the value of the home is less than the remaining amount of the mortgage) or by transferring title to the lender through a process called a “deed-in-lieu of foreclosure.”

NAR FAQs

HAFA is a complex program with nearly 50 pages of guidelines and forms. To help you better understand the process, NAR has prepared some frequently asked questions that address the basics. For more information on HAFA and more detailed NAR FAQs, please visit www.realtor.org/shortsales

Who is eligible for HAFA?

The borrower must meet the basic eligibility criteria for HAMP:

Principal residence (including certain vacant properties for borrowers who recently moved at least 100 miles for employment and meet program requirements)

First lien originated before 2009

Mortgage delinquent or default is reasonably foreseeable

Unpaid principal balance no more than $729,750 (higher limits for two- to four-unit dwellings)

Borrower’s total monthly payment exceeds 31% of gross income

 

How is the program being implemented?

Supplemental Directive 09-09 (revised March 26, 2010) gives servicers guidance for carrying out the program. Check www.realtor.org/shortsales for future updates.

A short sale agreement (SSA) will be sent by the servicer to the borrower after determining the borrower is interested in, and eligible for, a short sale and the property qualifies. It informs the borrower how the program works and the conditions that apply.

After the borrower contracts to sell the property, the borrower submits a “Request for Approval of Short Sale” (RASS) to the servicer within 3 business days for approval. If the borrower already has an executed sales contract and asks the servicer to approve it before an SSA is executed, the Alternative RASS is used instead. The servicer must still consider the borrower for a loan modification.

What are the steps for evaluating a loan to see if it is a candidate for HAFA?

1. Borrower solicitation and response

2. Assess expected recovery through foreclosure and disposition compared to a HAFA short sale or deed in lieu of foreclosure (DIL)

3. Use of borrower financial information from HAMP

4. Property valuation

5. Review of title

 

http://www.asktamiabouthafashortsales.info

 

6. Borrower notice if short sale or DIL not available (to borrowers that have expressed interest in HAFA). What are the HAFA rules regarding real estate commissions?

The servicer specifies the amount of commission in the Short Sale Agreement (SSA) as a “reasonable and customary” closing cost. The borrower and the prospective real estate broker may negotiate with the servicer on the terms of the SSA, including the commission.

There is a different rule if the borrower submits an executed sales contract to the servicer for approval before a SSA is executed. In that case, the sales contract is submitted to the servicer with an Alternative Request for Approval of Short Sale. The amount of the commission in that case is the amount negotiated in the listing agreement, not to exceed 6 percent.

Neither buyers not sellers may earn a commission in connection with the short sale, even if they are licensed real estate brokers or agents. They may not have any side deals to receive a commission indirectly.

 

What else should I know?

The deal must be “arms length.” Borrowers can’t list the property or sell it to a relative or anyone else with whom they have a close personal or business relationship.

The amount of debt forgiven might be treated as income for tax purposes. Under a law expiring at the end of 2012, however, forgiven debt will not be taxed if the amount does not exceed the debt that was used for acquisition, construction, or rehabilitation of a principal residence. Check with a tax advisor or the IRS.

The servicer will report to the credit reporting agencies that the mortgage was settled for less than full payment, which may hurt credit scores.

Buyers may not reconvey the property for 90 days (no “flipping”).

 

http://www.asktamiabouthafashortsales.info